just trying to work out best ways to save money for 2011

at the moment the best thing to do seems to be to just work out the best ways to save money, this way you have some financial protection for the future and something to fall back on in the bank when times are difficult, as this recession could possible get worse in 2011.

so still plenty of time left in this year to get saving for 2011 and have some money saved when 2011 rolls around, also save a bit of cash if you like to buy christmas presents come december this year.

as christmas can be expensive time money wise, you might need to come up with some clever ways of not spending too much of your savings on peoples christmas presents.

one way is to start early buying christmas presents, and not wait until a week before christmas and end up in a mad christmas present buying frenzy, which will make a big hit on your savings.

if you start early you can work out your budget in advance for christmas and work out how much you are spending on christmas present and how much you have left to spend on presents, so you might be able to buy more expensive presents or might have to go to the cheaper end of the christmas present range.

saving money is as good as making money in the system

saving money has to be one of the most important things when trying to have money or make money in this system.

if you never save any money then you will not really have any money either.

you must learn the values of saving if you are to really have a lot of money, most people will just spend there income and truly have a disposable income.

the idea is to try and save MORE then you spend, this way you will find your money building up.

but also do not spend in advance either like with credit cards, instead save up in advance for any items you wish to buy, this way you do not have to be paying off lots of interest on dreaded credit card bills and bank overdrafts.